Terms of Use

These Terms are the agreement between you and GK Money ("GK Money", "we") for using the GK Money website and app. By creating an account you agree to them. Please read them — they explain how deposits, withdrawals, VIP packages, tasks and rewards work, and what we do to keep accounts safe.

1. Your account

• One person, one account. You may hold only one GK Money account. A verified identity (ID number) can be linked to only one account.
• Give true information — your real name and a phone number you use. You are responsible for keeping your password secret and for everything done with your account.
• Tell Support at once if you think someone else used your account.

2. Deposits

• You deposit by sending money to the agent or GK Money account shown in the app and uploading the payment proof and reference.
• A deposit is added to your wallet only after it is checked and approved. A deposit can be rejected — for example when no matching payment arrived, the proof is not valid, or the reference was already used — and the reason is shown to you.
• Only send money to the account shown for your deposit request. Money sent anywhere else cannot be traced by GK Money.

3. Withdrawals

• Withdrawals are paid only to your own payout account (bank or mobile money) that GK Money has approved. The account holder name must match your verified legal name.
• When you request a withdrawal, the amount and its fee are reserved from your wallet. The fee is shown before you confirm. Limits (minimum, maximum, daily limits) are shown in the app.
• A GK Money agent or reviewer sends the payment and records the transfer reference and proof. If a withdrawal is rejected before payment, the reserved amount is returned to your wallet with the reason.
• Check your payout details carefully. GK Money is not responsible for a payment sent to a wrong number that you entered.

4. VIP packages

• A VIP package gives you its daily task allowance and benefits for the period shown when you buy it.
• VIP purchases are not refundable, including when you stop using the package early. An upgrade costs only the price difference shown at the time.

5. Tasks, daily bonus and rewards

• Rewards are paid only for tasks really completed as described, within your daily allowance. Some tasks need proof that a reviewer checks.
• Fake proofs, automated tools, or using several accounts to collect rewards are not allowed. Rewards obtained this way can be cancelled.
• Reward amounts, task lists and the daily bonus can change. Changes apply from the time they are made.

6. Referrals

• You can invite people with your referral code or QR. A referral reward is paid once, when the invited person qualifies (for example with an approved deposit), according to the rules shown in the app.
• Inviting yourself, or accounts that belong to the same person, does not earn rewards. Referral rewards between accounts that share a phone/browser can wait for a manual check.

7. Account safety checks and holds

• To protect customers and GK Money, we check for signs of misuse, such as several accounts on one phone, repeated failed payments, or unusual activity.
• An account can be placed under review. While under review you can still sign in, deposit and talk to Support, but withdrawals, tasks and rewards are paused until the review is finished.
• If we find misuse, we may cancel rewards obtained through it and close the accounts involved. Money you deposited yourself is handled according to the law and the facts of the case.

8. Messages and files

Chats about a deposit, withdrawal or support ticket are visible to you and to the GK Money staff or agent handling it. Do not share passwords or one-time codes in chats — GK Money staff will never ask for them.

9. Closing your account

You can deactivate your account in Profile once you have no pending deposit or withdrawal. GK Money keeps financial records for as long as the law requires, even after an account is closed.

10. Changes and availability

• We may update these Terms. The new version and its date are shown here; important changes are announced in the app.
• GK Money may be unavailable during maintenance or outages. We try to keep it running but cannot promise it will always be available.

11. Law

These Terms are governed by the laws of the Federal Democratic Republic of Ethiopia.

12. Contact

Contact GK Money Support inside the app, or email [email protected].